Theoretical foundations of the essence of bank anti-crisis strategies

Abstract

The relevance of the article is that a modern bank needs to be better in order to withstand the challenges of reality. Taking a leading position and achieving the goal in the form of profit are the main goals of any commercial bank. Therefore, the basis of the work is the formation and implementation of a high-quality anti-crisis policy, which will help support the institution, instantly react and solve possible problems. For more than a dozen years, our country and its financial and economic components have been subject to a number of crisis phenomena, it is difficult to predict the development of both the external and internal environment, risks and threats are growing, which require an immediate response and make it necessary to implement modern solutions and approaches to the formation of a system of anti-crisis strategies in banks. In this topic, it is important to understand that such referral in the management is effective only when the work is carried out comprehensively taking into account the specifics of the bank to which the anti-crisis program is conducted. Of course, as in solving any issue, a general basis is needed, and it is an individual approach that helps to achieve a good result.

The main task of implementing the anti-crisis strategy is to ensure the stable operation of the bank and the economy as a whole. Management is designed to identify and monitor threats both at internal and external levels. For this, it is necessary to have qualitatively collected material: information bases, input and output data, analysis of indicators. The bank's ability to overcome the difficulties of all types of its activities in a timely manner helps to prevent major problems. Constant monitoring of the bank's anti-crisis financial decision system will prevent threats or help stabilize the bank's pre-crisis condition.

The study is aimed at analyzing the essence of anti-crisis strategies, in addition, the S.O.F.I.A. model was applied. Carrying out such work, the main thing was to study and analyze the peculiarities of this management in banks, to determine the component of a successful program, which can be a generally useful basis for almost all situations and cases.