Threats to state financial security in the digital age: challenges for dispositional groups
Abstract
State financial security has become a crucial component of national security in the context of rapid digital transformation, geopolitical instability, and the expansion of hybrid threats. The increasing digitalization of financial systems enhances efficiency but simultaneously generates new systemic vulnerabilities related to cyber risks, algorithmic governance, and financial data centralization.
Problem statement. Modern financial infrastructures are increasingly exposed to hybrid operations, cyberattacks, and systemic shocks that may undermine institutional stability, public trust, and the operational capacity of dispositional groups responsible for maintaining public order and state resilience.
Unresolved aspects of the problem. Existing research predominantly examines financial security from an economic perspective, while the socio-institutional implications for dispositional groups and the relational dimension of financial security remain insufficiently explored, especially under conditions of digital financial governance and prolonged crisis environments.
Purpose of the article. The aim of this study is to identify and conceptualize key threats to state financial security in the digital era and to determine their impact on dispositional groups within a security-studies framework.
Presentation of the main material. The research applies a socio-systemic and interdisciplinary approach combining qualitative analysis of institutional reports (IMF, World Bank, BIS, World Economic Forum), selected statistical sources, and contemporary security-studies literature. The findings demonstrate that financial security in the digital age consists of two interrelated dimensions — financial stability and financial resilience. Digital transformation, CBDCs, cyber threats, and hybrid financial warfare reshape the architecture of state security and influence the functioning, morale, and institutional loyalty of dispositional groups.
Conclusions. The study confirms that financial security has evolved into a strategic pillar of national security. Strengthening state resilience requires integrating financial governance, cybersecurity, and social-institutional factors while ensuring transparency and trust in digital financial systems.
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