Analysis of banking risks in the context of financial stability and development of economic structures in Ukraine

Keywords: banking activity, risk, financial sector, financial stability, economic development, credit

Abstract

Financial stability is one of the key conditions for sustainable economic development of the country. The banking system plays an important role in ensuring financial stability and development of economic structures. However, banking activities are associated with certain risks that may negatively affect financial stability and economic development. The analysis of banking risks in the context of financial stability and development of economic structures in Ukraine is an urgent issue for research.

The article is devoted to the analysis of banking risks in the context of financial stability and development of economic structures in Ukraine. The importance of the stability of the banking system for the country's economy is noted, and it is emphasized that the analysis of the financial condition and risks is a key element of the management of a banking institution. The article highlights the results of research by domestic scientists on banking risks and considers the classification of risks according to the methodology of the National Bank of Ukraine. The main focus is on credit risk, which is considered in the context of changes in the economy, the use of credit in enterprises and households, global financial markets and modern technologies for its assessment and management.

The article aims to emphasize the importance of credit risk analysis in the context of modern challenges and opportunities in the banking sector of Ukraine.

Downloads

Download data is not yet available.

Author Biographies

Julia Halushko , V. N. Karazin Kharkiv National University

candidate of economic sciences, senior lecturer

Oleksii Miroshnyk, V.N. Karazin Kharkiv National University

Candidate of Economic Sciences, Associate Professor

Valeriya Kuzmina, V. N. Karazin Kharkiv National University

4th year student

References

Vinnychenko O. V., Gudz A. V. (2020. No. 69. P. 217-228). Financial condition of the bank and methods of its evaluation in. Ukraine. Herald of the economy of transport and industry. DOI: https://doi.org/10.18664/338.47:338.45.v0i69.200560 [in Ukrainian].

Loans granted by the National Bank for a period of more than 30 calendar days. Retrieved from https://bank.gov.ua/ua/markets/loans-over-30-days [in Ukrainian].

Rudhani, L., Balaj, D. (2019). Management of Liquidity Risk and the Banking Activity. International Journal of Finance & Banking Studies. 8(2), doi:10.20525/ijfbs.v8i2.29.

Potijko, Ju. (2014). A theory and practice of management of risks different kinds is in commercial bank. Visnyk NBU, 4, 58–62. [in Ukrainian].

Official website of the National Bank of Ukraine. Supervisory statistics Retrieved from https://bank.gov.ua/ua/statistic/supervision-statist [in Ukrainian].

Lysenko O.V., Badzim O.S., Drevush A.R. (2016. No. 5. P. 171–177). Management of the bank's credit risk in conditions of instability of the domestic economy. Bulletin of ONU named after I.I. Mechnikova. [in Ukrainian].

Main performance indicators of Ukrainian banks. Retrieved from http://www.bank.gov.ua. [in Ukrainian].

Credit in Ukraine during martial law: is it possible to withdraw cash or buy goods, in which banks. Retrieved from https://tsn.ua/ato/kredit-v-ukrayini-pid-chas-voyennogo-stanu-chi-mozhna-znyati-gotivku-abo-kupiti-tovari-v-yakih-bankah-2028556.html [in Ukrainian].

The share of problem loans in banks has decreased, but is still above the pre-war level. Retrieved from https://unn.ua/news/chastka-problemnikh-kreditiv-u-bankakh-skorotilasya-ale-vse-sche-vische-dovoyennogo-rivnya-nbu [in Ukrainian].

Official website of PJSC "UkrSibbank" Retrieved from https://ukrsibbank.com. [in Ukrainian].

Published
2024-06-28
How to Cite
Halushko , J., Miroshnyk, O., & Kuzmina, V. (2024). Analysis of banking risks in the context of financial stability and development of economic structures in Ukraine. Financial and Credit Systems: Prospects for Development, 2(13), 9-15. https://doi.org/10.26565/2786-4995-2024-2-01
Section
Banks of the present and the future