Lukmon Ayobami Raji. “The Effect of Electronic Payment Systems on Economic Growth in Nigeria: Evidence from 2010 to 2023”. The Journal of V. N. Karazin Kharkiv National University. Series: International Relations. Economics. Country Studies. Tourism, no. 22, Dec. 2025, pp. 114-25, doi:10.26565/2310-9513-2025-22-12.