Azarenkova , G., Rossano-Rivero, S., Oriekhova , K., Marchak , D., & Tomik , A. (2026). Financial flow management: from crisis to sustainable development. FINANCIAL AND CREDIT SYSTEMS: PROSPECTS FOR DEVELOPMENT, 1(20), 62-75. https://doi.org/10.26565/2786-4995-2026-1-05