Мельникова, О. П., and Т. В. Пономарьова. “MODELLING OF DEPENDENCY OF THE CONSUMPTION LEVEL ON CONSUMER CREDIT”. Bulletin of V. N. Karazin Kharkiv National University Economic Series, no. 96, June 2019, pp. 36-42, doi:10.26565/2311-2379-2019-96-04.